(904) 595-6869 · 14035 Beach Blvd, Suite 104, Jacksonville FL 32250 · Book Free Consultation

Updated April 2026

Braces Cost in Jacksonville, FL

Metal braces from $4,500. Clear ceramic from $4,700. Children's Phase 1 interceptive from $2,500. All-inclusive, no hidden fees, no surprise retainer bill at the end of treatment.

CareCredit
$0 down
Approved credit required
Cherry Financing
$189 down
Soft credit check only
In-House 0% Plan
$149/mo
0% interest · No credit check
Pay in Full
5% off
Lowest total cost
Compare Payment Plans ↓ Calculate My Payment Book Free Consultation

*For new patients only. Patients in treatment $100, deductible from comprehensive treatment fee.

★ 5.0 from 174+ reviews ✓ ABO Diplomate & Board-Eligible Orthodontists ✓ All PPO insurance accepted ✓ Free 3D CBCT at consultation

Bold Bite serves braces patients across Jacksonville and the Beaches including Intracoastal West, Beach Haven, Isle of Palms, Pablo Bay, Hodges, Kernan, Southside, Mayport, Palm Valley.

4 Ways to Pay for Braces at Bold Bite

Every Jacksonville family's budget is different. Bold Bite Orthodontics offers four ways to start treatment today so cost is never the reason a child waits on care they need. The plans sit side-by-side below with no hidden fine print — the in-house 0% interest plan is the one most families pick because it's the only option where the total paid equals the treatment price, with no interest stacked on top.

Data table
CareCredit$0 down Cherry Financing$189 down In-House 0% Plan$149/mo Pay in Full5% off
Down Payment As low as $0 $189 $500 Full amount
Interest Rate Promo 0%, then standard rate Varies by credit 0%, no interest, ever N/A, one payment
Credit Check Hard inquiry Soft only, no impact None required None
Monthly Payment Varies by term Flexible terms From $149/mo None, paid in full
Total You Pay Treatment + interest Treatment + interest Treatment cost only ★ Treatment − 5% ★
HSA / FSA Eligible Yes Yes Yes Yes (documentation provided)
Best For Starting with $0 down today Quick start, soft credit only Lowest total with payments Absolute lowest total cost

HSA & FSA Accepted, Pre-tax healthcare dollars apply to any of the four plans. Bold Bite provides the itemized documentation required for reimbursement.

Not sure which plan fits? Every option is walked through at the free new-patient consultation. No pressure, no sales quotas. See community discounts ↓

The In-House 0% Plan, How It Works

The Bold Bite in-house 0% plan is underwritten by the practice itself — not a third-party lender. That means no credit check, no hard inquiry on a credit report, and no interest added to the balance. Families put a $500 down payment at the start, and the remaining balance is split into monthly auto-drafted payments starting at $149/month. Terms run for the duration of active treatment — typically 12 to 24 months — so the monthly payment scales to match the treatment length.

Paying the full treatment fee at the start of treatment earns a 5% discount on the total — a saving of roughly $225 to $345 depending on treatment type. HSA and FSA funds qualify for this discount when used as a lump-sum payment. The discount applies only when the full amount is paid at contract signing; it does not combine with the monthly plan.

How Much Are Braces? Price by Type

All pricing is all-inclusive, exam, 3D CBCT scan, digital impressions, brackets, every adjustment visit, emergency visits for active patients, and the first full set of retainers. Starting prices are shown below. Exact cost is determined by case complexity and treatment duration, which Dr. Greenberg and Dr. Cao confirm together at the free consultation.

Treatment complexity and duration determine the fee. The ranges below reflect typical Bold Bite cases.

Typical comprehensive orthodontic fees by case complexity
ComplexityTypical DurationFee RangeCommon Cases
Mild6–12 months$3,500–$4,500Minor crowding, small gaps, post-retention relapse
Moderate12–18 months$4,500–$6,000Typical teen comprehensive, adult alignment with mild bite correction
Severe18–24 months$6,000–$7,500Extraction cases, severe bite correction, multi-specialty coordination

Average patient with PPO insurance pays ~$2,500 out of pocket after the lifetime orthodontic benefit is applied. Bold Bite files insurance claims on the patient’s behalf at no additional cost.

Data table
Braces TypeStarts FromDown PaymentEst. Monthly*
Metal Braces
Traditional metal brackets, the most cost-effective comprehensive option. Handles the strongest rotations and complex 3D movements. Patients pick new elastic color ties at each adjustment visit.
From $4,500 $500 From $149/mo
Clear Ceramic Self-Ligating Braces
Transparent brackets with built-in doors (no elastic ties) that blend with natural tooth color, the most discreet fixed option, popular with adults and image-conscious teens.
From $4,700 $500 From $149/mo
Children's Phase 1 (Interceptive)
Early-intervention partial braces for ages 7–10 to guide jaw growth and create arch space. May reduce or eliminate the need for full comprehensive treatment later.
From $2,500 $500 From $149/mo

How Your Tier Is Determined

Bold Bite writes three complexity tiers for aligner cases. Tier 1 (Invisalign $5,500 / Angel $4,500) covers simple cases — minor crowding, short aligner runs, or Phase 2 finishing after a Phase 1 round. Tier 2 (Invisalign $6,500 / Angel $5,500) covers the standard adult or teen comprehensive case, typically 12 to 18 months. Tier 3 (Invisalign $7,500 / Angel $6,500) covers complex cases — extraction-driven alignment, severe bite correction, or multi-specialty cases coordinated with an oral surgeon, periodontist, or ENT. Dr. Greenberg and Dr. Cao review every new 3D scan together before confirming the tier at the free consultation. The tier is written into the financial agreement before treatment starts — Bold Bite does not raise the price mid-treatment if the case turns out more complex than expected.

Use the cost calculator below → to see an estimate for your specific case based on treatment type and duration.

*Estimated monthly based on the in-house 0% interest plan, Tier 1 starting price, over 24 months after down payment. Exact monthly payment depends on treatment complexity and duration, confirmed at the consultation.

Compare all braces types → · See Invisalign pricing → · See Angel Aligners pricing → · National braces cost guide →

How Bold Bite Decides What to Charge for Braces

Bold Bite's pricing reflects specialist-level diagnosis by two board-credentialed orthodontists, a CBCT scan included in every comprehensive exam, personalized treatment planning reviewed by both doctors, advanced technology (CBCT, iTero, wireless scanning, in-house 3D printing), unhurried appointments, and a high standard of finishing — not a volume-based corporate model. For families where price is the primary factor, the practice openly refers to the Jacksonville University School of Orthodontics resident program, which offers lower-cost resident-supervised treatment under faculty orthodontists. Bold Bite would rather a family get the right care somewhere than skip treatment entirely.

All-Inclusive Treatment, What's Included

Every quote Bold Bite Orthodontics writes includes the initial exam, the Vatech Green CT ultra-low-dose 3D scan, the digital iTero + Allied Star impressions, every adjustment visit through the end of active treatment, all bracket rebonds if a bracket comes loose, every emergency visit for active patients, and the first full set of Essix retainers at the end of treatment. The price on the contract is the price the family pays.

Initial exam + Vatech Green CT 3D CT scan (a $200–$500 value at most practices)

Digital impressions with iTero and Allied Star, no goopy trays

All adjustment visits through the end of active treatment

Bracket rebonds included if a bracket comes loose during treatment

Comfort visits during patient care hours for active patients. No extra charges. See full emergency policy

First full set of retainers (upper + lower Essix) at the end of treatment*

Grin Scope (smartphone app) remote monitoring, fewer in-office visits needed

*Initial set of retainers included. Replacement retainers for loss, damage, or wear are available at additional cost (see below). Retainers are a lifetime commitment to protect the treatment result.

Out-of-Contract Costs, Priced Separately, Disclosed in Writing

Two categories of cost are not covered by the all-inclusive braces fee: replacement retainers (once the first set is worn out or lost) and non-patient emergency visits. Both are priced in writing at consultation so there are no surprises.

Replacement Retainers

First set is included. Replacements: $150/arch with the original 3D-printed model, $250/arch with a new intraoral scan, $300 for an Angel retainer set, $350 for a Vivera premium set. Every comprehensive patient finishes with two sets of retainers and automatic enrollment in Retainer Club, so a replacement is always a tap away. Through Retainer Club, patients reorder a fresh set anytime from their phone at a reduced member rate, or join the Smile Care plan, which lowers that cost further and ships a new retainer once a year for as long as they stay enrolled.

Comfort & Emergency Visits

Contracted patients during patient care hours: no cost. Broken brackets, poking wires, cracked retainers, and similar in-treatment comfort visits are seen at no charge. All other patients pay $By arrangement with existing treating orthodontist only during patient care hours and $By arrangement with existing treating orthodontist only in other hours, subject to doctor availability. See the full emergency policy for the contracted-patient off-hours rate and other details.

MARPE Palatal Expander (when indicated)

Miniscrew-assisted rapid palatal expansion is priced separately at $1,500-$3,500 when a case requires palate widening before braces finish the alignment. Most MARPE cases land at the lower end of the range. Discussed only when medically indicated.

Transfer Cases

Patients transferring mid-treatment from another practice pay a $100 consultation fee, deductible from the treatment fee at case start. The treatment fee is calculated based on remaining treatment time. Use the cost calculator for an estimate.

Insurance, Expected Contribution: $1,500

Most PPO dental insurance plans include a lifetime orthodontic maximum separate from the annual dental maximum, typically $1,000 to $2,500 per patient. The plan language usually calls this an orthodontic lifetime benefit, which means it applies once per person, regardless of how many treatment rounds the patient needs. Jacksonville plans through Delta Dental, BCBS, Aetna, MetLife, Guardian, Cigna, United Healthcare most commonly land in the $1,500 range. Bold Bite Orthodontics verifies each plan in writing at the free consultation before the family signs any financial agreement.

Bold Bite files claims directly with the insurer as a courtesy. The practice calls this an assignment of benefits — the insurer pays Bold Bite directly, and the family sees only the estimated out-of-pocket portion on the monthly financial agreement. There is no upfront reimbursement to chase. Deductibles and annual-maximum rules that apply to cleanings or fillings do not typically apply to orthodontic lifetime benefits, but every plan is different — the front-desk team confirms the specifics for each family before treatment starts.

Families without orthodontic insurance pay the same all-inclusive fee the insured families pay, minus whatever a community or group discount applies. The only difference is the total out-of-pocket cost — there is no uninsured premium at Bold Bite.

Full insurance details →

Why Choose Bold Bite Over a Cheaper Office?

A lower-priced alternative usually means fewer specialists, less technology, or hidden add-on fees that surface later. At Bold Bite, two residency-trained orthodontists personally plan and manage every case, not a general dentist who completed a weekend certification course or a remote service with no in-person exam. Every patient receives CBCT 3D imaging with airway screening, in-house 3D-printed appliances, and remote monitoring, all included in one transparent fee. The practice's position is that paying a fair price once and finishing well is a better outcome than saving up front and needing treatment redone.

0% Interest In-House Plan Calculator

Calculate Your Monthly Payment

Estimate the monthly payment on the in-house 0% interest plan, the option where the total paid equals the treatment price. Select a treatment type, adjust for insurance, and see a personalized estimate in under a minute. For CareCredit or Cherry estimates, see the comparison table above or ask at consultation.

Before you use the calculator This calculator provides an estimate only. It is not a contract, not a quote, and not a guarantee of price. The calculator runs entirely in your browser and does not store, transmit, or save any information you enter. You do not need to provide your name, contact information, or any medical detail to use it. Final treatment fees are confirmed at your free consultation based on case complexity, duration, insurance, and clinical findings. By using the calculator below, you acknowledge it is informational only and that exact pricing requires an in-person evaluation.
[CALCULATOR EMBED, in-house 0% plan]
Compares: Braces vs Invisalign vs Angel Aligners
Factors: insurance offset · treatment type · case tier
Plan: 0% interest in-house financing

The calculator estimates the in-house 0% plan only. Actual terms are confirmed at the consultation based on treatment complexity, duration, and any insurance contribution.

Community Discounts and Florida-Compliant Referral Credit

Bold Bite offers one-per-patient community discounts for families who serve the wider Jacksonville community. One community discount applies per patient, whichever saves the most. The $100 referral credit stacks on top of one community discount, and is structured as a non-monetary program to comply with Florida law.

Discounts apply to comprehensive treatment fees only. Not applicable to the down payment, retainers, or out-of-contract fees.

Military & Veteran Families

Active military, veterans, and dependents, $300 off comprehensive treatment. Valid military ID or dependent verification required. Military discount details →

Teachers & Education Staff

Teachers, aides, counselors, and school staff at any Jacksonville-area school, $300 off. School ID or employment verification required. Teacher discount details →

First Responders

Fire, police, EMS, 911 dispatch, $300 off. Badge or department ID required. First responder discount details →

Healthcare Workers

Nurses, techs, dental staff, physicians, $300 off. Hospital or clinic ID required. Healthcare worker discount details →

Family & Sibling Discount

Each additional family member starting treatment in the same household. $200 off. Family discount details →

College Students

Full-time college students with a valid student ID. $200 off comprehensive treatment. Student discount details →

Florida Patient Brokering Act, Referral Program Structure. Florida's Patient Brokering Act (FS 817.505) and anti-kickback statute (FS 456.054) prohibit monetary rewards for patient referrals in healthcare settings. Bold Bite's refer-a-friend program is non-monetary by design — the referrer receives a handwritten thank-you, and Bold Bite makes a $100 charitable donation in the referrer's name to a Jacksonville school or nonprofit; the referred patient receives a $100 credit applied to their treatment balance. No cash. No gift cards. The practice follows this structure specifically because it is legally and ethically the right model in Florida.

View every discount in detail → · See the refer-a-friend program →

Frequently Asked Questions About Braces Cost

How much do braces cost with insurance at Bold Bite?
Most PPO plans in Florida contribute a lifetime orthodontic benefit of $1,000 – $2,500 per patient. Delta Dental, BCBS, Aetna, MetLife, Guardian, Cigna, United Healthcare, and plans most commonly land around $1,500. Bold Bite verifies each family's plan in writing before the financial agreement is signed, and files claims directly with the insurer so the family pays only the estimated out-of-pocket portion. Full insurance details →
Can I get braces with no money down?
Yes. CareCredit approves $0 down with an approved credit application (promotional 0% periods apply, with standard interest after the promotional period ends). Cherry Financing starts at a $189 down payment with a soft credit check only — no hard inquiry. The Bold Bite in-house 0% plan requires a $500 down payment, has no credit check, and carries no interest ever. Most families pick the in-house plan because it's the only option where the total paid equals the quoted treatment price.
What is the minimum monthly payment?
The lowest monthly payment on the Bold Bite in-house 0% plan is $149 per month, reached on shorter Tier 1 cases with insurance contribution applied. A standard Tier 2 comprehensive case typically lands between $175 and $250 per month over 18 to 24 months. The monthly payment on the financial agreement is fixed — it does not rise, and it does not carry interest. Families who prefer a shorter financing term can front-load the payments to close out the balance sooner.
Are there any hidden fees?
No. Bold Bite's all-inclusive fee covers the initial exam, Vatech Green CT 3D scan, digital impressions, every adjustment visit, all bracket rebonds during active treatment, every emergency visit for active patients, and the first full set of Essix retainers at debond. Replacement retainers (lost, cracked, or worn out) and non-patient emergency visits are priced separately — those are the only out-of-contract charges, and both are disclosed in writing before the family signs anything. No mystery fees at debond. No surprise retainer bill at the end of treatment.
Are refinements extra?
Refinements — additional bracket or wire adjustments, or a short round of additional aligner stages — are included in the original fee when they happen inside the planned treatment window. If a patient needs a second round of treatment months or years after debond, that is priced as a new case (typically at Tier 1 pricing, since the post-retention cases are usually short). Bold Bite's policy is to quote the full treatment fee at consultation so the family sees the entire number before treatment starts — not partial pricing that requires refinement add-ons later.
Do you offer any community discounts?
Yes. Bold Bite offers one-per-patient community discounts for military families ($300 off), teachers ($300 off), first responders ($300 off), healthcare workers ($300 off), family/sibling ($200 off), and full-time college students ($200 off). No stacking. Patient receives whichever single discount is highest. A non-monetary $100 referral credit (per Florida Patient Brokering Act compliance) stacks on top of one community discount. View all discounts →

Compare other braces options: metal braces · clear ceramic · adult braces · lingual braces for patients researching the discontinued behind-the-teeth option.

Written and reviewed by Dr. Martin Greenberg, DMD, MS, Bold Bite Orthodontics. Clinical review also provided by Dr. Trang Cao, Board-Certified Orthodontist. Content last reviewed 2026-04-17.

Get Your Exact Braces Cost — Free

The free new-patient consultation at Bold Bite Orthodontics includes a comprehensive exam by Dr. Greenberg and Dr. Cao, a Vatech Green CT ultra-low-dose 3D scan, a personalized treatment plan, the exact tier price in writing, and a walk-through of every payment option. No obligation. No pressure. Most consultations take under an hour.

Book Your Free Consultation →

*For new patients only. Patients in treatment $100, deductible from comprehensive treatment fee.

Free consultation is for new-start patients. Second opinions and transfer cases may involve a records fee, please call (904) 595-6869 to discuss.